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Titre The Netherlands: reform of the health system based on competition and privatisation
Auteur Cohu Sylvie, Lequet-Slama Diane, Volovitch Pierre
Mir@bel Revue Revue française des Affaires sociales
Numéro no 6, 2006 Reforms and regulation of health care systems in Europe
Rubrique / Thématique
Reforms implemented in several European countries
Page 207-226
Résumé anglais Reform of the Dutch health system, which began in 2006, is based on the introduction of competitive mechanisms within the general curative care compartment. On 1 January 2006, the distinction between public health funds and private insurance funds ended and health insurance became privatised. The Dutch freely chose their health insurer and pay a premium that is no longer income-based, but varies according to the insurers and the policy chosen. The public authorities, who are aware of the problems posed by a mechanism that could allow health insurers to practise risk selection, have implemented various measures intended to balance relationships between the different players: a risk equalisation system, a standard health basket, mandatory insurance for all and prohibition of the differentiation of premiums in relation to risk.Several issues remain, nonetheless: the effectiveness of tax measures taken to compensate the non-redistributive effects of a flat-rate premium that penalises even more on the poorest, the quality of information for the insured in order to allow them to make a clear choice and the effectiveness of turning insurers into health care operators capable of negotiating with professionals not only regarding rates, but also regarding quality.
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