| Titre | La capitalisation au secours de la répartition ? | |
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| Auteur | Jean-Pierre Cendron | |
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Revue | Economie et prévision |
| Numéro | no 71, 1985/5 | |
| Page | 3-21 | |
| Résumé anglais |
Capitalization and pension schemes, by Jean-Pierre Cendron.
The author questions two arguments put forward by the supporters of capitalized pension schemes. Firstly, he shows that this solution would probably not help pension schemes face up to payment difficulties encountered in times of economic or demographic turbulence of the sort which looms on the horizon of the 21st century.
He also discusses the link between pensions by capitalization and the development of savings. Current theretical literature and empirical studies do not prove beyond doubt that such pension schemes would result in an increase in household savings.
By way of a conclusion, he tackles the concrete question of whether or not, m the light of the above arguments, the State should grant fiscal advantages to optional individual retirement schemes by capitalization. Source : Éditeur (via Persée) |
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| Article en ligne | http://www.persee.fr/web/revues/home/prescript/article/ecop_0249-4744_1985_num_71_5_3430 |
