| Titre | Microfinance et dynamiques économiques : quels effets après dix ans d'innovations financières ? | |
|---|---|---|
| Auteur | François Doligez | |
 |
Revue | Revue Tiers-Monde |
| Numéro | no 172, octobre-décembre 2002 Microfinance : petites sommes, grands effets ? | |
| Rubrique / Thématique | Microfinance : petites sommes, grands effets ? |
|
| Résumé anglais |
Micro-finance and economic dynamics : What effects after ten years of financial innovations ?
This article examines some questions related to the impact of micro-finance on the « real sphere » : who has access to credit ? Does it improve revenues and investments and therefore the local economy or, on the contrary, does it induce negative effects on the consumption and the living levels of the borrowers ? The article is based on fieldwork concerning three rural micro-credit networks in Benin, in Guinea and in Nicaragua. The comparative analysis of more than 3 000 surveys brings to light the ambivalent development of access to credits and illustrates, beyond standardised methods that are frequently used, the importance of socioeconomic effects. Source : Éditeur (via Persée) |
|
| Article en ligne | https://www.persee.fr/doc/tiers_1293-8882_2002_num_43_172_1652 |
