| Titre | Does microcredit have a darker side? The case of India | |
|---|---|---|
| Auteur | Satish Pillarisetti | |
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Revue | Entreprendre & Innover |
| Numéro | no 48, 2021/1 La face cachée de la finance entrepreneuriale | |
| Rubrique / Thématique | Dossier |
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| Page | 51-57 | |
| Résumé anglais |
The darker side of microcredit in India can be seen in five ways: rapid portfolio growth; unhealthy competition and the poaching of clients; coercive collection practices; opaque functioning; and mission drift. The antidote to this is responsible lending. Responsible lending involves the adherence of MFIs to a broad set of client protection principles as included in the sector's code of conduct. Enforcement of a code of conduct by self-regulatory organizations, regulators, and lenders will enable the microfinance sector in India to overcome its darker side. Source : Éditeur (via Cairn.info) |
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| Article en ligne | http://www.cairn.info/article.php?ID_ARTICLE=ENTIN_048_0051 (accès réservé) |
